Hi. Today carding is known everywhere in the world. If you want to understand how the carding works you’re in the right place.
Dumps are used by carders to clone real cards and then use the clones as the genuine. So, those clones are duplication of the real cards and can be used like the real cards. How is it possible?
The answer is Dump!
So what is dump? And here is the answer. Dump is a bank data connected to a bank account and encoded to the magnetic strip of the bank card. So each card is attached to a bank account. The card is a terminal which allows the account owner to access his account fund without necessity to walk into the bank. Cards can be used with ATM or POS, this are also bank terminals. So if someone gets access to the information stored in the magnetic strip of the card then he has full access to the owners card account and the money saved in it.
That is not difficult to steal a dump from the card. Dumps obtained by skimming, sniffing or hacking. So each and every time a person pay with the card he or she assume the risk that the card data could be stolen.
Bank dumps have usual 3 tracks, but if any of the 3 tracks is correct and there is a sufficient quantity of funds on account then the card is good to be used and the requested transaction can be approved.
Track 1 is the only track of the card which contains the holder name. Carder use to change the name from the track to match with the fake ID’s they have or with the name embossed on the plastic. This track is written with code known as odd parity or DEC SIXBIT. Track 1 format is
B5466160081187237^SHORT/JAMES D ^bc1q8jhre87eng5ylhnamszu6l64mz260380mahaev
START SENTINEL = is 1 character, usual %
FORMAT CODE = a single character, financial cards format code is B
PRIMARY ACCOUNT NUMBER (PAN) = usual is the card number, but not always
FIELD SEPARATOR = financial cards use a single symbol for it which is ^
NAME OF CARD HOLDER = contain 2 until 26 characters
FIELD SEPARATOR = symbol for it is ^
EXPIRE DATE = in format YYMM (year, month)
SERVICE CODE = three characters
DISCRETIONARY DATA = which may contain PIN VERIFICATION KEY (it is not the ATM PIN),card verification value ,CVV
END SENTINEL = is 1 character, usual ?
Track 2 it is the track developed by the banking industry and it is most important track of a dump. Almost all dumps will work if this track 2 is correct. It is written with a 5 bit-scheme, 4 data bits and 1 parity. This track data format is
START SENTINEL = is usual 1 character ;
PRIMARY ACCOUNT NUMBER (PAN) = usual the card number
SEPARATOR = usual symbol = is used
EXPIRE DATE = in YYMM format
SERVICE CODE = a three digits code
DISCRETIONARY DATA = which may contain PIN VERIFICATION KEY (it is not the ATM PIN), card verification value, CVV
END SENTINEL = usual the symbol ?
Track 3 is virtually unused by the major world wide networks. It was developed by Thrift Saving Industry. Points Of Sales does not read this track. SERVICE CODE
The card service code is a 3 digits code present in both track 1 and track 2. Each of 3 digits of the code has a meaning and reading this digits together as a service code let us know where and how the card can be used.
If the first digit is:
1-card is for international use
2-card is for international use but has chip
5-card is for national use
6-card is for national use but has chip
7-card is not good for interchange except for bilateral agreements
9-test card
If the second digit is:
0-card is normal, without restriction
2-issuer must be contacted via online means
4-issuer must be contacted via online means except under bilateral agreements
If the last digit is:
0-no restriction but PIN is required
1-no restrictions
2-card can be used for goods and services payment but not for cash
3-ATM use only, PIN is required
4-cash only
5-card can be used for goods and services payment but not for cash but PIN is required
6-no restrictions, PIN should be used where is feasible
‼️ TERMS USED IN CARDING
🔥 I think every beginner must know these. They are uncountable but these are just a few and important ones as well as carding is concerned.
📌 CC = means – Credit Card.
📌 CC FULLZ = means – CC details with all major Information about
the cc holder Which aside the ordinary cvv details “Fullz” includes D.O.B,
SSN, MMN & Security Q & A.
- VBV = means – Verified By Visa or NON – VBV.
📌 BTC = means BITCOIN.
📌 MCSC = means – MasterCard Secured Code.
📌 DROP = means – The Address where You want Your Carded items to be shipped to.
📌 CITY + STATE = means – Your IP’s location which is Country or State and City must match the Billing City and State on the CC.
📌 BILL=SHIP = means – The CC Billing Address should be the ‘Exact Same’ as the Shipping Address 100%.
📌 ZIPCC/CCZIPCODE = Means – Similar meaning as the case of “City + State”.
📌 CCSTATE/STATECC = Means – The CC Country and State should be
‘Exact Same’ as The Drop Address.
📌 RE-ROUTE = Means – Calling or Chatting Customer service to Change Bill=Ship to Ship to Drop Address But mostly maintaining CC name and Phone number by just giving out the drop Address as the Correct address to receive the Shipment.
You’ve failed in life if you’ve already given up.
DON’T QUIT!!
KEEP PUSHING!